mlmoore
New Member
I just had to talk Healthcare recoveries about my injury in June. I had no problems with the call. I think have a track only bike that is not registered or insured is the best approach. My phone call went something like this.
Q. What kind of accident caused the injury.
A. Motorcycle
Q. Was this motorcycle licensed.
A. No
Q. Like a dirt bike.
N. No, a sport bike used just for track days which are basically for riding skills improvement.
Q. So there were no other insurance claims.
A. No
Q. Thanks for your time. I'll take care of this inquiry.
Complete and honest answers on my part. The problems come in when there are multiple insurance companies involved and they are trying to spread the cost around. In fact the letter I received said exactly that ("That treatment may have been the responsibility of another insured, person or organization). Since there isn't another company to go after the process ends (Hopefully). I have checked and my health policy only excludes "racing". That could be my next hurdle but hopefully not. Health care is expensive these days someone has to pay the bills. My MRI was billed at over $5000.
Q. What kind of accident caused the injury.
A. Motorcycle
Q. Was this motorcycle licensed.
A. No
Q. Like a dirt bike.
N. No, a sport bike used just for track days which are basically for riding skills improvement.
Q. So there were no other insurance claims.
A. No
Q. Thanks for your time. I'll take care of this inquiry.
Complete and honest answers on my part. The problems come in when there are multiple insurance companies involved and they are trying to spread the cost around. In fact the letter I received said exactly that ("That treatment may have been the responsibility of another insured, person or organization). Since there isn't another company to go after the process ends (Hopefully). I have checked and my health policy only excludes "racing". That could be my next hurdle but hopefully not. Health care is expensive these days someone has to pay the bills. My MRI was billed at over $5000.